Electronic bill presentment and/or payment clearinghouse
专利汇可以提供Electronic bill presentment and/or payment clearinghouse专利检索，专利查询，专利分析的服务。并且Network stations are used to electronically pay bills. Each station represents a different user, including payers and payees. Each user has a payment account maintained at one of a plurality of different financial institutes. An instruction to make payment of a bill of a payee is received, via a network, from a user station representing a payer. A directive, directing a transfer of funds from the payment account associated with the payer and maintained at a first financial institute to a deposit account associated with the payee and maintained at a second financial institute, is generated based on the received payment instruction. Remittance information associated with payment of the bill by the fund transfer is also generated. The directive is transmitted to the first financial institute. The remittance information is stored in a central database so as to be accessible, via the network, to a user station representing the payee.，下面是Electronic bill presentment and/or payment clearinghouse专利的具体信息内容。
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