| 序号 | 专利名 | 申请号 | 申请日 | 公开（公告）号 | 公开（公告）日 | 发明人 |
|---|---|---|---|---|---|---|
| 261 | Methods and devices for establshing and processing payment rules for mobile commerce | US11385567 | 2006-03-21 | US07822644B2 | 2010-10-26 | William P. Alberth, Jr.; Louis J. Vannatta |
| Disclosed are methods and devices for automatically selecting which mobile communication device among two or more related mobile communication devices may establish communication or authorize a transaction for particular services or goods with an unrelated third communication device. The described method includes a first mobile communication device detecting the presence of a related second mobile communication device and authorizing a communication with a third unrelated entity, such as that of a vendor, based on the presence of the related second mobile communication device. Also described is a method of a first mobile communication device including detecting the presence of a related second mobile communication device and restricting wireless communication with a unrelated third communication device, such as that of a vendor. | ||||||
| 262 | End to end real-time encrypting process of a mobile commerce WAP data transmission section and the module of the same | US09804258 | 2001-03-13 | US06937731B2 | 2005-08-30 | Hung-Che Chiu |
| An end to end real-time encrypting process of a mobile commerce WAP data transmission section and the module of the same are disclosed. The wireless application environment (WAE) is used as a technical platform. An information encryption code security system matching a public key infrastructure is installed in the WML server end. This system includes a handset software encryption and decryption module, a cipher server, and a key management. The added cipher server dynamically downloads a public key using the HTTP service through a WAP gateway of WAN, GSM/GPRS/CDMA and other digital mobile system. When the user is desired to execute an M-commerce, the user may input commerce service according WML and then the input data is up-linked through an encryption and decryption process of the handset encryption and decryption module. After the information transfers to the WML server, it is decrypted by a public key. | ||||||
| 263 | Conditional e-coupon service for location-aware mobile commerce | US10002999 | 2001-11-02 | US20030093314A1 | 2003-05-15 | Kin K. Leung; Hui Luo; Nemmara K. Shankaranarayanan |
| A conditional e-coupon distribution method distributes e-coupons predefined by sellers to mobile users only if the number of mobile users requesting such e-coupons equals or exceeds a threshold. The method receives a request to browse e-coupons from a mobile user. The method receives the location of the mobile user and determines a plurality of sellers local to the mobile electronic device and a plurality of corresponding e-coupons available from the local sellers. The method receives a request for a particular e-coupon from a seller and authorizes the provision of said e-coupon to the mobile user. At the end of a processing cycle, the mobile user receives the requested e-coupon if all conditions, such as a period of time and threshold, have been met. A computer-usable medium having computer-readable program code embodied therein allows for storage of the method. | ||||||
| 264 | Use of presence and location information concerning wireless subscribers for instant messaging and mobile commerce | US09810114 | 2001-03-16 | US20020035605A1 | 2002-03-21 | Mark McDowell; Joseph Khalil; Steven Zweifach; Graham Stead; David LeJeune JR. |
| Presence determination, location determination, instant messaging, and mobile commerce are integrated into a functionally seamless system, which may be implemented as an added component of a wireless provider's network. Alternatively, the integrated system enables instant messaging and mobile commerce as a centralized gateway attached to the networks of a large number of wireless providers. The gateway facilitates a business model that advances beyond today's practices, in which individual wireless carriers enter into bi-lateral agreements with specific Internet content providers. The functionally integrated gateway disclosed empowers Internet services that require real-time information about wireless subscribers in order to conduct m-commerce or offer advanced messaging services. Optimization of a wireless network is also facilitated by taking network performance measurements, without using a special drive test team, via devices that are regularly using the network during standard network operation. | ||||||
| 265 | METHOD AND SYSTEM FOR EXTENDING PAYMENT SYSTEM VIA TEXT MESSAGING | EP06788376.9 | 2006-07-25 | EP1915734A4 | 2011-02-02 | SHERWIN, Francis; BALASUBRAMANIAN, Chandra |
| 266 | METHOD AND SYSTEM FOR EXTENDING PAYMENT SYSTEM VIA TEXT MESSAGING | EP06788376.9 | 2006-07-25 | EP1915734A2 | 2008-04-30 | SHERWIN, Francis; BALASUBRAMANIAN, Chandra |
| A text message order processing system includes receiving text messages from consumers purchasing products from one or more merchants, parsing each text message to extract the identification of the product being purchased and the device from which the text message was sent, selecting based upon each received text message a payment Instrument to be used to pay for the purchase, establishing payment information related to the selected payment instrument and delivery information indicating where the purchased product is to be delivered, generating for each received message an order including the established payment information, delivery information and identification of the product being purchased, and submitting the generated order to an order management system of the merchant. | ||||||
| 267 | End to end real-time encrypting process of a mobile commerce wap data transmission section and the module of the same | EP01126400.9 | 2001-11-07 | EP1233589A3 | 2005-03-16 | Chiu, Hung-Che |
An end to end real-time encrypting process of a mobile commerce WAP data transmission section and the module of the same are disclosed. The wireless application environment (WAE) is used as a technical platform. An information encryption code security system matching a public key infrastructure is installed in the WML server end. This system includes a handset software encryption and decryption module, a cipher server, and a key management. The added cipher server dynamically downloads a public key using the HTTP service through a WAP gateway of WAN, GSM/ GPRS/ CDMA and other digital mobile system. When the user is desired to execute an M-commerce, the user may input commerce service according WML and then the input data is up-linked through an encryption and decryption process of the handset encryption and decryption module. After the information transfers to the WML server, it is decrypted by a public key. |
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| 268 | Method for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messaging | US12986388 | 2011-01-07 | US08185447B2 | 2012-05-22 | Francis Sherwin; Chandra Balasubramanian |
| A text message order processing system includes: means for receiving text messages from consumers purchasing products from one or more merchants, each of the text messages being addressed to an address selected by the consumer and including an identification of the product being purchased and an identification of a device from which the text message was sent; means for parsing each text messages to extract the identification of the product and the identification of the device from the text massage; means for selecting based upon each received text message a payment instrument to be used to pay for the purchase; means for establishing payment information related to the selected payment instrument and delivery information indicating where the purchased product is to be delivered; means for generating for each received text message an order including the established payment information, delivery information and identification of the product being purchased; and, means for submitting the generated order to an order management system of the merchant. | ||||||
| 269 | Integrated System and Method for Enabling Mobile Commerce Transactions using "Contactless Identity Modules in Mobile Handsets" | US12705696 | 2010-02-15 | US20100216396A1 | 2010-08-26 | Rocky Anthony Fernandez; Sunny Ramasawamy DeWakar |
| The invention relates to a smart integration of dual Architecture Contact-less SIM into mobile devices and describes the method of performing various economic transactions more efficiently using a smart and interactive poster device. | ||||||
| 270 | Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account | US10096912 | 2002-03-14 | US07248855B2 | 2007-07-24 | Simon James Joyce; Murali Goparaju; Sundaram Mohan Kumar; Radhakrishnan Subhashree; Michel Heitstuman |
| A rule set is used to determine at least one rule for authorizing a transaction debiting an account of an authorized user. Subsequently, the account is debited, according to the at least one rule, in real time if the transaction is authorized. The real time debit is settled with transaction providers in accordance with at least one settlement rule. If it is determined that the authorized user does not have sufficient funds in an authorized user account to debit for the transaction, the authorized user account may be recharged by a recharge routine that includes determining a recharge user account to transfer funds from and authorizing the transfer by at least one of referring to a pre-authorized transfer and requesting authorization from the authorized user. The transaction may be requested and the transaction providers may be connected via heterogeneous networks. | ||||||
| 271 | Integrated system and method for enabling mobile commerce transactions using “contactless identity modules in mobile handsets” | US12705696 | 2010-02-15 | US09092772B2 | 2015-07-28 | Rocky Anthony Fernandez; Sunny Ramaswamy DeWakar |
| The invention relates to a smart integration of dual Architecture Contact-less SIM into mobile devices and describes the method of performing various economic transactions more efficiently using a smart and interactive poster device. | ||||||
| 272 | Method and system for extending payment system architectures and legacy order processing systems to mobile commerce applications via text messaging | US13476397 | 2012-05-21 | US08775265B2 | 2014-07-08 | Francis Sherwin; Chandra S. Balasubramanian |
| A text message order processing system includes: means for receiving text messages from consumers purchasing products, each of the text messages being addressed to an address selected by the consumer and including an identification of the product being purchased and an identification of a device from which the text message was sent; means for parsing each text message to extract the identification of the product and the identification of the device; means for selecting a payment instrument to be used to pay for the purchase; means for establishing payment information related to the selected payment instrument and delivery information indicating where the purchased product is to be delivered; means for generating for each received text message an order including the established payment information, delivery information and identification of the product being purchased; and, means for submitting the generated order to an order management system of the merchant. | ||||||
| 273 | Securely Selling and Purchasing of Goods through Social Network Sites Using a Secure Mobile Wallet System as a Mobile Commerce | US13543864 | 2012-07-08 | US20130262316A1 | 2013-10-03 | John Hruska |
| A secure and convenient product purchasing system and method are disclosed to allow for online sale and purchase of goods by means of a social network site using a mobile wallet system as an m-Commerce shopping cart checkout linked to a secure financial closed-loop proxy account. A proprietary graphical or barcode-represented on-line digital product code and details to be posted to one user's social network wall, so as to be either scanned or directly selected, then paid for using the secure financial closed-loop proxy account and a pre-registered personal handheld mobile device where all funds within the account remain in an “inactive” non-usable state until activated and allocated by another user through their mobile device, where both users are registered to the secure financial closed-loop proxy account. | ||||||
| 274 | Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account | US10096912 | 2002-03-14 | US20030026404A1 | 2003-02-06 | Simon James Joyce; Murali Goparaju; Sundaram Mohan Kumar; Radhakrishnan Subhashree; Michel Heitstuman |
| A convergent communications system and method employing a rule set, having several functions, including determining, for an authorized user, at least one rule applicable at that time for authorizing a transaction and debiting an account of the authorized user, applying the at least one rule for authorizing the transaction, debiting the account, according to the at least one rule for debiting an account, in real time if the transaction is authorized and settling the real time debit to a plurality of transaction providers in accordance with at least one settlement rule. The system and method can also include determining that the authorized user does not have sufficient value in an authorized user account to debit for the transaction and recharging the authorized user account after completing a recharge routine having several functions including determining a recharge user account to transfer funds from and authorizing the transfer by at least one of referring to a pre-authorized transfer and requesting authorization from the authorized user. The system and method can also include where the transaction is requested and a connection to the plurality of transaction providers is across heterogeneous networks. | ||||||
| 275 | Integrated System and Method For Enabling Mobile Commerce Transactions Using Active Posters and Contactless Identity Modules | US15131236 | 2016-04-18 | US20170103381A1 | 2017-04-13 | Sunny Ramaswamy DeWakar; Parveen Kumar Chaudhary; Kishor Dynandeo Narkhede; Kevin Bresnahan |
| A method, integrated system and Active Poster for processing mobile touch transactions. The integration consists of an RFID or other near field communication enabled device which may be standalone, affixed to, or part of a mobile or hand held portable wireless communication device (optionally using a Contact Less (CL) SIM with near field communication capability), a touch sensitive Active Poster also with near field communication capability, an issuer's or mobile network provider's system and application and a host computer with networking capability. | ||||||
| 276 | Integrated system and method for enabling mobile commerce transactions using active posters and contactless identity modules | US12899714 | 2010-10-07 | US09349124B2 | 2016-05-24 | Sunny Ramaswamy DeWakar; Kishor Dynandeo Narkhede; Parveen Kumar Chaudhary; Kevin Bresnahan |
| A method, integrated system and Active Poster for processing mobile touch transactions. The integration consists of an RFID or other near field communication enabled device which may be standalone, affixed to, or part of a mobile or hand held portable wireless communication device (optionally using a Contact Less (CL) SIM with near field communication capability), a touch sensitive Active Poster also with near field communication capability, an issuer's or mobile network provider's system and application and a host computer with networking capability. | ||||||
| 277 | METHOD AND/OR SYSTEM FOR EXTENDING PAYMENT SYSTEM ARCHITECTURES AND/OR LEGACY ORDER PROCESSING SYSTEMS TO MOBILE COMMERCE APPLICATIONS VIA TEXT MESSAGING | PCT/US2006/028766 | 2006-07-25 | WO2007014187A2 | 2007-02-01 | SHERWIN, Francis; BALASUBRAMANIAN, Chandra |
A text message order processing system includes: means for receiving text messages from consumers purchasing products from one or more merchants, each of the text messages being addressed to an address selected by the consumer and including an identification of the product being purchased and an identification of a device from which the text message was sent; means for parsing each text messages to extract the identification of the product and the identification of the device from the text massage; means for selecting based upon each received text message a payment instrument to be used to pay for the purchase; means for establishing payment information related to the selected payment instrument and delivery information indicating where the purchased product is to be delivered; means for generating for each received text message an order including the established payment information, delivery information and identification of the product being purchased; and, means for submitting the generated order to an order management system of the merchant. |
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| 278 | Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same | US13304254 | 2011-11-23 | US08874467B2 | 2014-10-28 | Gregory Yahn; Engle Saez |
| Systems and methods for converting consumer coins, cash, and/or other forms of value for use with mobile commerce platforms implemented on, for example, smart phones, PDAs, and other mobile devices. In one embodiment, a method for implementing a mobile commerce account on a mobile device includes receiving coins and/or other funds from a user at a consumer-operated kiosk. The method can further include counting the coins and/or other funds to determine a value, and then communicating at least a portion of the value from the kiosk to the hand-held mobile device for deposit in the mobile commerce account. | ||||||
| 279 | Method and/or system for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messaging | US11492384 | 2006-07-25 | US07877296B2 | 2011-01-25 | Francis Sherwin; Chandra Balasubramanian |
| A text message order processing system includes: means for receiving text messages from consumers purchasing products from one or more merchants, each of the text messages being addressed to an address selected by the consumer and including an identification of the product being purchased and an identification of a device from which the text message was sent; means for parsing each text messages to extract the identification of the product and the identification of the device from the text massage; means for selecting based upon each received text message a payment instrument to be used to pay for the purchase; means for establishing payment information related to the selected payment instrument and delivery information indicating where the purchased product is to be delivered; means for generating for each received text message an order including the established payment information, delivery information and identification of the product being purchased; and, means for submitting the generated order to an order management system of the merchant. | ||||||
| 280 | Method and/or system for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messaging | US11492384 | 2006-07-25 | US20070022019A1 | 2007-01-25 | Francis Sherwin; Chandra Balasubramanian |
| A text message order processing system includes: means for receiving text messages from consumers purchasing products from one or more merchants, each of the text messages being addressed to an address selected by the consumer and including an identification of the product being purchased and an identification of a device from which the text message was sent; means for parsing each text messages to extract the identification of the product and the identification of the device from the text massage; means for selecting based upon each received text message a payment instrument to be used to pay for the purchase; means for establishing payment information related to the selected payment instrument and delivery information indicating where the purchased product is to be delivered; means for generating for each received text message an order including the established payment information, delivery information and identification of the product being purchased; and, means for submitting the generated order to an order management system of the merchant. | ||||||
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