Systems and methods are provided for facilitating mobile commerce interactions between a customer and a merchant, whereby a customer, having initiated a mobile commerce transaction via a mobile device, arrives at a merchant location to complete the transaction. In some embodiments, an intermediate remote server is employed to facilitate communication between a third party app running on a customer mobile computing device, and an app-agnostic merchant computing device residing at a merchant location. In some embodiments, the relative signal strength of a local wireless transceiver associated with a customer mobile computing device is employed to determine the proximity of a customer relative to a merchant at a merchant's premises. This proximity information may be employed to display, on the merchant computing device, a list of customers that is prioritized according to relative proximity.

본 발명은 양자 암호 기반의 암호화 통신이 가능한 통신용 단말기 및 서버에 관한 기술로, 보다 상세하게는 모바일 상거래를 기반으로 한 대체 결제 시스템의 보안을 향상시키기 위하여 통신용 단말기 및 서버에서의 양자 암호 기반의 암호화 통신 장치 및 방법에 관한 것이다. 본 발명은 광 송신부를 포함하는 통신용 단말기와 광 수신부를 포함하는 서버와의 양자 암호 기반의 암호화 통신을 통하여 비밀 키를 생성하고, 생성된 비밀 키를 통신용 단말기와 서버간에 공유를 통하여 사용자 인증을 통한 모바일 커머스를 제공하는 것을 목적으로 한다.

A method, system, apparatus, and computer program product are disclosed for a hybrid m-commerce system. Cash and electronic payment may be used substantially interchangeably within the hybrid m-commerce system. In one embodiment, cash change received from a transaction may be adjusted using the system. In another embodiment, cash change may be received as a change identifier. In yet another embodiment, a threshold may be defined and utilized to automatically adjust the balance of one or more stored value card account.

A method and system are provided for providing a real-time access to mobile commerce payment evidence. The method includes receiving and storing evidence that a mobile handset user has confirmed his intention of making a purchase to be billed to his mobile operator account. The method further includes authenticating the confirmation received, and storing evidence of that authentication. Further, the method includes providing at least some of that evidence to at least one of the subscriber, the utility provider, and a provider of the product purchased.

Presence determination, location determination, instant messaging, and mobile commerce are integrated into a functionally seamless system, which may be implemented as an added component of a wireless provider's network. Alternatively, the integrated system enables instant messaging and mobile commerce as a centralized gateway attached to the networks of a large number of wireless providers. The gateway facilitates a business model that advances beyond today's practices, in which individual wireless carriers enter into bi-lateral agreements with specific Internet content providers. The functionally integrated gateway disclosed empowers Internet services that require real time information about wireless subscribers in order to conduct m-commerce or offer advanced messaging services. Optimization of a wireless network is also facilitated by taking network performance measurements, without using a special drive test team, via devices that are regularly using the network during standard network operation.

본 발명은 모바일 커머스 서비스 장치, 초음파 송수신 장치를 이용한 모바일 커머스 서비스 방법 및 컴퓨터 프로그램이 기록된 기록매체를 개시한다. 즉, 본 발명은 초음파 송수신기 및 BLE 모듈 등을 이용해 사용자 장치에 대한 위치를 복수번 측정하고, 측정된 사용자 장치의 위치 정보를 기반으로 모바일 커머스 서비스 제공 영역 내에 위치한 사용자 장치로 모바일 커머스 서비스를 제공할 수 있어, 사용자의 결제 절차 및 상품 구매에 있어 필요한 정보를 개별적으로 모바일을 기반으로 사용자 장치를 통해 사용자에 맞춤형으로 제공할 수 있다.