| 序号 | 专利名 | 申请号 | 申请日 | 公开（公告）号 | 公开（公告）日 | 发明人 |
|---|---|---|---|---|---|---|
| 181 | Staged transaction system for mobile commerce | US11536563 | 2006-09-28 | US09853759B1 | 2017-12-26 | Peter Rae; Nancy Loomis; Ken Algiene; Kurt L. Hansen; Keith W. Dively |
| Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment a method can be implemented by obtaining digital content; offering said digital content to a wireless telephone user; receiving payment information from said user for purchase of said digital content; processing said payment information so as to confirm payment for said digital content; and then downloading said digital content to said wireless telephone of said wireless telephone user. Optionally, the transaction may be staged by the consumer, or others. | ||||||
| 182 | System And Method For Monetized Electronic Mobile Commerce | US15642068 | 2017-07-05 | US20170300931A1 | 2017-10-19 | Lawrence J. Gerrans |
| A system and method for optimizing mobile commerce relates to delivering user applications and interactive content and tracking systems, along with paid content, to a user mobile appliance at a location-based merchant's place of business. This enables location-based merchants to automate business administrative tasking, commerce transaction management, and customer service while increasing revenue generation on behalf of their enterprise, their clients and/or related third parties. The system may securely authenticate, admit, process, profile, aggregate and archive information inputted directly by the client at the merchant's place of business, or in advance of the client's arrival to the merchant's place of business. | ||||||
| 183 | SYSTEM AND METHOD FOR LOCATION BASED MOBILE COMMERCE | US14538553 | 2014-11-11 | US20150066692A1 | 2015-03-05 | Amol Patel; Suraj Satheesan Menon |
| In accordance with one or more embodiments of the present disclosure, a method for facilitating financial transactions over a network includes communicating with a user via a first mobile communication device over the network, obtaining a geo-location of the first mobile communication device, communicating with a merchant via a second mobile communication device over the network, obtaining a radius of coverage for the second mobile communication device, determining whether the geo-location of the first mobile communication device is within the radius of coverage of the second mobile communication device, and providing a listing to the first mobile communication device of one or more items for sale by the merchant when the first mobile communication device is within the radius of coverage of the second mobile communication device. | ||||||
| 184 | M-commerce virtual cash system, method, and apparatus | US13917757 | 2013-06-14 | US08783560B2 | 2014-07-22 | Joan T. Waltman |
| A virtual cash system, method, and apparatus has an account record containing a record of money amounts associated with a wireless device and a transmitter for wirelessly transmitting to the wireless device predetermined information from the account record. Cash amounts can be spent from the account record directly from the wireless device via information derived from the wireless device via a bar code on the display, a short range radio signal, a light beam, or the like. A different security code is generated for each account transaction for verification. | ||||||
| 185 | Mobile commerce infrastructure systems and methods | US12100082 | 2008-04-09 | US08548908B2 | 2013-10-01 | Brian Friedman |
| Methods, systems, and machine readable media are disclosed for utilizing mobile electronic devices in various types of financial transactions. According to one embodiment, a system for supporting mobile commerce applications can include a management and control layer. The management and control layer can be adapted to control communications to and from mobile wallet applications. The system can also have a gateway services layer communicatively coupled with the management and control layer and a plurality of content provider systems communicatively coupled with the gateway services layer. The content provider systems can be adapted to provide financial transaction content or services related to the mobile commerce functions of the mobile wallet applications via the management and control layer and gateway services layer. | ||||||
| 186 | LINK OF MOBILE DEVICES TO FACILITATE MOBILE COMMERCE TRANSACTIONS | US13428782 | 2012-03-23 | US20130254070A1 | 2013-09-26 | Angela R. JONES; Ruthie D. LYLE |
| In linking mobile devices to facilitate a mobile commerce transaction, a primary mobile device creates an invitation to link to a mobile commerce account of the primary mobile device with a mobile commerce payment system and sends the invitation to a secondary mobile device. The secondary mobile device receives the invitation from the primary mobile device and sends an agreement to link to the mobile commerce account to the primary mobile device. The primary mobile device receives the agreement from the secondary mobile device and sends credentials for linking to the mobile commerce account to the secondary mobile device. The secondary mobile device receives the credentials from the primary mobile device and acquires information for enabling the link to the mobile commerce account using the credentials. The secondary mobile device links to the mobile commerce account using the information. | ||||||
| 187 | System and method for facilitating mobile commerce | US11741077 | 2007-04-27 | US07979316B2 | 2011-07-12 | Sohail Coelho; Luke Gebb; James Hedleston; Paul Sacchetti |
| A system and method for facilitating the purchase of goods and/or services between the holder of a wireless communications device and a commerce system is disclosed. The system enables consumers who wish to participate in promotional sales offers to register with a mobile commerce system. Consumers may further define the types of items that they are interested in purchasing. Prior to the start of a promotion, the system sends a text message alert to registered consumers, giving them an opportunity to opt-in via text message from a wireless communications device. When the promotion is activated, the opted-in consumers are alerted via text message and are given an opportunity to send a text message back to the system indicative of a desire to purchase the promotional item. If defined conditions are met, the consumer's financial account is debited in the amount of the purchase and the consumer is instructed as to how to acquire their purchase. | ||||||
| 188 | Virtual-wait queue for mobile commerce | US09542538 | 2000-04-03 | US06845361B1 | 2005-01-18 | Eric M. Dowling |
| A method and a system are provided for maintaining a virtual-wait queue that controls access by customers to a physical resource such as a restaurant table. The method and system are especially adapted for use by customers operating Internet-enabled wireless devices. The system operates by maintaining a virtual-wait queue data structure capable of storing a plurality of entries. Each entry is representative of a customer. The system accepts an instruction from a premises I/O device indicating to either add or delete an entry to the data structure. The system also accepts an instruction from a network connection to either add or delete the remote customer into or from the virtual wait queue. The virtual wait queue system indicates to the remote customer the estimated time left in the queue, freeing the customer from the need to wait in line. | ||||||
| 189 | System and method for assisting execution of mobile commerce | US10308556 | 2002-12-02 | US20030233284A1 | 2003-12-18 | Fu-Yu Liu; Yi-Nan Li |
| A system for assisting execution of commercial activities by using a mobile terminal (109) includes a client data storing module (305) for storing data on clients, a pending event storing module (306), and an executing data storing module (303). The pending event storing module includes an executing commercial activities interface (401), and a data sheet for storing pending events (404). The executing commercial activities interface connects with the client data storing module and the executing data storing module, accesses data stored in the client data storing module, sends corresponding data to the executing data storing module, and displays data stored in the data sheet for storing pending events. The executing data storing module records data on execution of commercial activities. A related method for assisting execution of commercial activities is also disclosed. | ||||||
| 190 | Secure m-commerce transactions through legacy POS systems | US10334149 | 2002-12-31 | US20030154139A1 | 2003-08-14 | Kevin K. M. Woo |
| A method for conducting an electronic commerce transaction between a customer and a merchant, the transaction using customer information stored in a customer device and transaction information both stored and entered into a merchant device, the method including the steps of: providing an entity for collecting the customer and transaction information from the customer and merchant devices and for generating a transaction identification number for the transaction, wherein the transaction identification number includes a unique personal account number (PAN) for identifying the entity; sending the transaction identification number from the entity to the customer and/or customer device to commence the transaction by the customer providing the transaction identification number to a point-of-sale device; detecting the transaction identification number at an acquirer device, being in communication with the point-of-sale terminal, to identify the entity; requesting the customer and transaction information from the entity by the acquirer device; and, sending the customer and transaction information from the entity to the acquirer device to determine a result for the transaction. | ||||||
| 191 | METHOD AND SYSTEM FOR MOBILE COMMERCE WITH REAL-TIME PURCHASE SUPPORT | PCT/US2011/067800 | 2011-12-29 | WO2013101039A1 | 2013-07-04 | PRAKASH, Gyan; SHAHIDZADEH, Shahrokh |
A method and system provides the user of a computing device with information, analysis, suggestions and/or recommendations relating to the user's financial information and/or purchasing history, in relation to an electronic commerce transaction initiated by the user at the computing device, prior to, during, or after completion of the electronic commerce transaction. |
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| 192 | SIM-CENTRIC MOBILE COMMERCE SYSTEM FOR DEPLOYMENT IN A LEGACY NETWORK INFRASTRUCTURE | PCT/US2007008630 | 2007-04-04 | WO2007117632A2 | 2007-10-18 | MCGREGOR GREGORY M; MCGREGOR CHRISTOPHER M; MCGREGOR TRAVIS M |
| A financial transaction processing system in a legacy financial transaction network for wireless mobile handset devices having an internal SIM or USIM under control of a service provider in a wireless communication network connected to an open world communication network in which the SIM or USIM has a secure part of an account management application that manages a financial account in the handset and adjusts the financial account when the user of the handset communicates a number related to the mobile number of the handset to a legacy remote card terminal which routes the number and transaction data to the secure link server of the service provider. | ||||||
| 193 | Interpreting texture in support of mobile commerce and mobility | US13889664 | 2013-05-08 | US09361709B2 | 2016-06-07 | Robyn R. Schwartz |
| A portable pervasive device includes a combined visual and thermal display. The user is able to detect texture of displayed objects visually and through touching the combined display. A software application pre-defines color codes and temperature settings for a plurality of textures on a graded scale including smooth, soft, and rough. The object is then shown on the display using the color codes and temperature settings for at least one surface of the object. | ||||||
| 194 | MOBILE COMMERCE THROUGH MOBILE COMMUNICATION DEVICES AND NETWORKS | US14810246 | 2015-07-27 | US20160027096A1 | 2016-01-28 | Shiping Li |
| The disclosed techniques allow for mobile commerce conducted by mobile terminals through social network channel to distribute sales and marketing data to the buyer. In one aspect, a method of mobile commerce includes displaying sales and marketing data on a mobile terminal, wherein the data is received from a server, updating sales and marketing data on the mobile terminal, sending the updated sales and marketing data to the server, and distributing access information for the sales and marketing data to a social network. In another aspect, a method of mobile commerce includes storing sales and market data in a server, sending sales and market data to a mobile terminal, receiving update of the sales and marketing data from the mobile terminal, providing sales and marketing data to a buyer, and receiving an order from a buyer. | ||||||
| 195 | System And Method For Payment Credential-Based Mobile Commerce | US14286520 | 2014-05-23 | US20150339659A1 | 2015-11-26 | Miguel Ballesteros |
| In an embodiment, an apparatus comprises a security processor to perform a secure reader function to emulate an external near field communication (NFC) reader device, to obtain payment credential information of a user, a storage to store secure credential information of the user, and a NFC controller coupled to the security processor and the storage, responsive to initiation of the secure reader function, to disable a NFC contactless interface and to cause the payment credential information to be communicated to a remote system while the first contactless interface is disabled. Other embodiments are described and claimed. | ||||||
| 196 | Providing Identification Information to Mobile Commerce Applications | US14512493 | 2014-10-13 | US20150106270A1 | 2015-04-16 | John Burrell; Sekhar Dochibhotla; Anand Krishnaswamy; Robert Clark Fuller; Todd Duncan Hoover |
| Aspects and examples are disclosed for facilitating mobile commerce. In one example, a processing device receives a data network identifier or other identifier from a commerce application. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the commerce application. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a computing device executing the commerce application. | ||||||
| 197 | System and method for location based mobile commerce | US12495738 | 2009-06-30 | US08886569B2 | 2014-11-11 | Amol Patel; Suraj Satheesan Menon |
| In accordance with one or more embodiments of the present disclosure, a method for facilitating financial transactions over a network includes communicating with a user via a first mobile communication device over the network, obtaining a geo-location of the first mobile communication device, communicating with a merchant via a second mobile communication device over the network, obtaining a radius of coverage for the second mobile communication device, determining whether the geo-location of the first mobile communication device is within the radius of coverage of the second mobile communication device, and providing a listing to the first mobile communication device of one or more items for sale by the merchant when the first mobile communication device is within the radius of coverage of the second mobile communication device. | ||||||
| 198 | MOBILE COMMERCE AUTHENTICATION AND AUTHORIZATION SYSTEM | US13614667 | 2012-09-13 | US20130013433A1 | 2013-01-10 | Gregory Gordon Rose; Craig Lauer; Alexander Gantman; Joan T. Waltman |
| The mobile commerce authentication and authorization system allows a user of a currently existing mobile wireless communications instrument to conduct financial transactions, including purchases, across a wireless communications system using location data to authorize and authenticate the user and the transaction. The location of the mobile wireless communications instrument and the location of a vendor point-of-sale device are matched with a payment sum. Authentication of the mobile wireless communications instrument user is achieved at least by application of the position and/or location determinable features of the mobile wireless communications instrument, the position and/or location of a point-of-sale device of a vendor or merchant where the instrument user seeks to purchase goods or services, and the payment sum entered on the point-of-sale device. A transaction matching subsystem located in a wireless customer server hub may assist in processing the location data and the payment sum across the wireless communications network. | ||||||
| 199 | MOBILE COMMERCE AUTHENTICATION AND AUTHORIZATION SYSTEM | US13472093 | 2012-05-15 | US20120239576A1 | 2012-09-20 | Gregory Gordon Rose; Craig Lauer; Alexander Gantman; Joan T. Waltman |
| The mobile commerce authentication and authorization system allows a user of a currently existing mobile wireless communications instrument to conduct financial transactions, including purchases, across a wireless communications system using location data to authorize and authenticate the user and the transaction. The location of the mobile wireless communications instrument and the location of a vendor point-of-sale device are matched with a payment sum. Authentication of the mobile wireless communications instrument user is achieved at least by application of the position and/or location determinable features of the mobile wireless communications instrument, the position and/or location of a point-of-sale device of a vendor or merchant where the instrument user seeks to purchase goods or services, and the payment sum entered on the point-of-sale device. A transaction matching subsystem located in a wireless customer server hub may assist in processing the location data and the payment sum across the wireless communications network. | ||||||
| 200 | Mobile Commerce Authentication And Authorization Systems | US12789722 | 2010-05-28 | US20110131104A1 | 2011-06-02 | Gregory Gordon Rose; Craig B. Lauer; Joan T. Waltman |
| Mobile commerce authentication and authorization systems enable currently existing point-of-sale devices that are neither structurally nor systemically altered to conduct financial transactions with a customer using an access terminal across a wireless communications system. The point-of-sale devices receive an input from a payment instrument replacement, which identifies the transaction to the point-of-sale device as a transaction including an access terminal. Authentication of the user of the access terminal is achieved at least by application of position and/or location determinable features of the access terminal, the position and/or location of a point-of-sale device of a vendor or merchant where the customer seeks to purchase goods or services, and the payment sum entered on the point-of-sale device. A payment matching server may assist in processing the location data and the payment sum amount across communications network. | ||||||
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