Secure validation of financial transactions |
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| 申请号 | US14642147 | 申请日 | 2015-03-09 | 公开(公告)号 | US10032168B2 | 公开(公告)日 | 2018-07-24 |
| 申请人 | FMR LLC; | 发明人 | Rajandra Laxman Kulkarni; Philip Peter Treleaven; Adam Greenberg; Ram Ramgopal; Jonathan Stavis; Nayan Patel; | ||||
| 摘要 | Methods and apparatuses, including computer program products, are described for secure validation of financial transactions. A server computing device registers a mobile device to receive notification messages from the server computing device. The server computing device transmits a notification message via a first communication channel to a notification agent executing on the registered mobile device, where the message identifies activity associated with a financial account of a user of the registered mobile device. The server computing device receives a response to the notification message via a second communication channel from an application executing on the registered mobile device, if the notification message requires a response. The server computing device stores the response in a database coupled to the server computing device, and determines whether to (i) allow, (ii) deny, or (iii) deny and report as fraud the identified activity based upon the response. | ||||||
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