FINANCIAL TRANSACTION SYSTEM AND METHOD
专利汇可以提供FINANCIAL TRANSACTION SYSTEM AND METHOD专利检索，专利查询，专利分析的服务。并且The financial transaction information system provides an alternative form of legal tender that can be used in all transactions to pay bills by mail or in person, without using checks, cash, conventional credit cards, or money orders. The system comprises a cash-alternative instrument, ATM and point-of-sale terminals, a databank and system driver, and a network of system financial institutions. The cash-alternative instrument is initially acquired at a participating terminal. An account balance is pre-paid at the time of acquisition and can thereafter be used instead of cash for the purchase of goods and services from participating merchants. Instrument holders can avoid bank affiliation while collecting interest on their accounts. One component of the system enables distributions to groups of persons from any public or private agency, a second component enables persons or entities to wire transfer legal tender from almost any remote location, a third component enables participants to engage in secured loans or pawn-shop activities, a fourth component enables participating merchants and service providers to promote the use of such electronic commerce, and a fifth component enables participating merchants and service providers to barter their goods and services. Instrument holders can avoid bank affiliation while collecting interest on their accounts. The system that enables all people, regardless of class or credit status, to become full instrument holders in a cashless society.，下面是FINANCIAL TRANSACTION SYSTEM AND METHOD专利的具体信息内容。
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